Move-Up Home Buyers Rejoice!

If you do the math, you may discover you can buy more house than you could have previously afforded in 2006. This first graphic explains how just a 20% loss in values allows you to purchase a home and gain more value in the ‘move-up’ home. In this example you see a $50,000 gain.

When values rise again, you may appreciate and even greater gain as demonstrated in the table below. In this example, you see a total gain of $90,000.

In our final demonstration, you can see that waiting to make your decision can greatly impact your monthly payment and affordability if you consider today’s interest rates compared to what they may be in the future. If interest rates rise even modestly, you will see a significant increase in your payments. Maybe you want more square footage in your Daphne, Fairhope or Spanish Fort home. Opportunity may be knocking.

If you have been toying with the idea of buying a luxury home, a home with a pool or golf course home, but think now is not the time, think again! Now may be your best opportunity ever to get the DREAM HOME! Why don’t you contact us if you think this makes sense for you. No pressure, but we can certainly discuss your circumstances.

Resource credit goes to Keeping Current Matters.

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We Are Selling A Lot Of Real Estate!

Everyone knows it is a buyer’s market. It has been tough out there and home sellers have taken quite a beating. If you need to sell, you really need a good plan. The competing inventory is extensive and new homes are desirable & easy to come by, so it is more important than ever for your property to stand out from the rest.

The Tia Stanley Team specializes in just that. Our plan is exclusive and distinctive. It is precise and targeted. We make a financial investment in every listing and we expect it to sell. We are able to triple the number of buyers looking at your property.

Pictures are of extreme importance. Buyers are drawn to photos, especially good ones. We are taking our already very good wide-angle photos to the next level. We have invested in the best camera equipment, lighting, tripods, and have taken some classes to hone those skills. We do not do average. When we list your house, it should be picture ready. Clear the counters, take the art off of the refrigerator. Remove the bathroom rugs, and hide the shampoo bottles. We want to put your best features on display. Depending on your square footage and the features you have, we take 100 – 200 photos of each property and choose the best shots.

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24 Speckle Trout Route Spanish Fort AL Home For Sale

Speckle Trout Route | Spanish Fort AL | Spanish Fort Homes

Spanish Fort AL is a very desirable place to call home, especially if you live at 24 Speckle Trout Route in Spanish Fort Estates. This home is one of those spectacular homes that buyers (and agents) oooo and ahhh over. It has everything and the pool and backyard is incredible. If you are searching for Spanish Fort homes, make sure to check this one out. It have been priced very well. We predict a quick sale on this one.

Check out the property website: SpeckleTroutRoute.com

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Under Contract in Robertsdale AL

Tia Stanley Team | Home Under Contract | Robertsdale AL

The Tia Stanley Team with RE/MAX BY THE BAY has another home under contract. This is a great property located in Robertsdale, AL that has just over an acre and terrific layout, that includes a complete upstairs suite. Check it out here: 20459Hwy90.com

20459 Hwy. 90 Robertsdale AL 36567

Beautiful home with over an acre and a pond.

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Open House in Fairhope AL 3/20/2011 2:00-4:00

Home For Sale in Fairhope AL
OPEN HOUSE SUNDAY MARCH 20, 2011

SCAN WITH YOUR SMART PHONE QR CODE READER FOR MORE INFO.

 
or
View property website by clicking here: http://9629watkinsdrive.com/
 
Open House by:
 
 Marie Smith, BROKER ASSOC., CRS, GRI
251-455-3691
RE/MAX BY THE BAY

26 Years of Excellence in Service

Search for all properties in Baldwin County here:

 

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105 Pinetop Circle, Fairhope AL 36532

One of the most competitive priced homes to be found in the exclusive Woodlands At Fairhope subdivision. Move in ready with 5 large bedrooms, master is downstairs. Every bedroom has large walk-in closets. Living room, den & formal dining room. Beautiful archways and stained concrete floors. Double laundry rooms, large pantry, built-ins around fireplace and built-in desk center in kitchen as well as additional office. Kitchen has granite countertops including 8 foot island with seating, gas range, composite sink, breakfast room. Oversized double garage & back patio. Click for TOUR.

Conveniently located near downtown Fairhope & pier, shopping, medical centers, schools, restaurants, art museums, and more.

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New Guidelines for USDA Home Loans

Effective October 1, 2011, USDA will decrease the upfront Guaranty Fee from 3.5% to 2.0% for new purchase transactions. However, at this time USDA will be adding an annual fee that will be paid monthly by the borrower, which is similar to FHA. The new annual premium will be based on .30 basis points on the unpaid principle balance, to be paid in monthly increments.

USDA loans are a great loan if you and the property qualify. In our area of Baldwin County, basic guidelines are that the home you are purchasing must be outside of the city limits of Fairhope, Daphne and Spanish Fort, Alabama. Of course, there are other requirements including income, so talk to a lending specialist for details.

Special thanks and credit to Sherry Peoples with Mortgage America, Inc.  for keeping us informed of these important changes.

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Here We Go!

Well, just getting started here on our new Blog Real Estate Salad. I always loved the name The Real Estate Tomato , but alas, it is already taken and Real Estate Soup is only good during the winter right? But salad, it is always fresh and you can dress it up, make it simple, or complex. I am not sure this will stick, but hey, it’s all about discovery and adventure.

So what will we include in our Salad? Let’s start with location. In real estate it’s all about location and my business partner Marie Smith and I feel blessed to live on the Eastern Shore of Mobile Bay, in southern Alabama. It is just a little paradise here. Now, the Eastern Shore is made up of Fairhope, Point Clear, Daphne, Montrose, and Spanish Fort proper, but the surrounding areas have a lot to offer as well.

We plan to bring you up to date information about the real estate market, things to do, local flavor, and of course access to all of the available real estate for sale.

Please subscribe and check back in regularly for new news! Have an awesome day wherever you are.

Tia Stanley, REALTOR, ABR, AHWD & Marie Smith, BROKER ASSOCIATE, CRS, GRI

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